Michigan Auto Insurance Laws – What You Need to Know
Road trips are a fun way to get a change of scenery, and Michigan is a popular destination for road trips this time of year. The colors along the lakes and across the hills seem to get bolder and brighter the further north you travel.
There are a few things to keep in mind while traveling in Michigan. Read on to learn how auto insurance is different once you cross the state line.
Michigan is a no-fault state, which means you could be responsible for damages to your vehicle without regard to fault. Your insurance will probably be primary for repairs to your vehicle in the event of a collision, even if it’s not your fault. The insurance laws in Michigan govern claims that occur in Michigan.
However, a non-resident that is injured in a Michigan auto accident might be able to make a claim for no-fault benefits. Michigan’s no-fault benefits pay for lost wages, medical costs, and other expenses.
We are familiar with claim processes and coverages in the state of Michigan. Before you embark on your adventure, call us for a quick review to be sure you have the coverage you need so you’re prepared for any mishaps.
There are some other endorsement options that could be of benefit while road tripping. Investing in coverage for towing and other roadside assistance needs can offer peace of mind. There are also options like protection for identity theft and increased medical coverage. If you’re traveling with a motorhome, travel trailer, or camper, you might benefit from vacation emergency expense coverage.
We want you to enjoy your travels and we’re sure you want the same!
Please call or text today with any questions or concerns about your travel plans!